Low-Income Bankruptcy Project

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MFY helps New Yorkers who experienced financial difficulties get a fresh financial start.

The economic recession that began in 2008 has taken a hard toll on the city’s low-income residents, with many experiencing long periods of unemployment or facing medical crises with no health insurance. Bankruptcy provides a fresh start, and MFY’s project is helping to meet a growing need for assistance to low-income New Yorkers in an underserved area.

The goal of the Low-Income Bankruptcy Project is to help low-income New Yorkers alleviate crushing debt so they can avoid homelessness and financial ruin.  MFY’s Low-Income Bankruptcy Project was developed in response to growing requests for bankruptcy assistance from low-income New Yorkers who cannot afford a private attorney. Typical clients include:

 • Individuals who lost their jobs and accumulated credit card debt while unemployed

• Individuals with no health insurance who accumulated medical debt

• Individuals with credit card debt who were exploited by debt settlement companies

 The project helps scores of New York City residents get a fresh financial start through bankruptcy.  Individuals needing advice and assistance with bankruptcy can call MFY’s Low-Income Bankruptcy Project’s helpline on Wednesdays, between 2:00 pm and 4:00 pm at 212-417-3799.

MFY Legal Services

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